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HomeHelpMN Information

HomeHelpMN helps eligible homeowners who have fallen behind on housing-related expenses due to the pandemic.
Posted on: May 16, 2023 - 10:35am
Home Help Minnesota

HomeHelpMN helps eligible homeowners who have fallen behind on housing-related expenses due to the pandemic with up to $50,000 in financial assistance.  Homeowners should apply as soon as they become past due.   

HomeHelpMN may be able to assist with past-due payments for: 
·         Property taxes 
·         Mortgage 
·         Contract for deed 
·         Tribal land lease  
·         Manufactured home loan 
·         Lot rent  
·         Homeowner insurance 
·         Homeowner association fees 
 

Funds are paid directly to the debt holder, mortgage servicer, or county. Funds do not need to be paid back. 

Qualified Financial Hardship include  
Reduction of Income: Temporary or permanent loss of income after January 21, 2020, related to the coronavirus pandemic 
Increase in Living Expenses:  Increase in household expenses after January 21, 2020, directly related to the coronavirus pandemic 
 
Second-time applicants 

If a homeowner already received HomeHelpMN assistance, they may be eligible for additional assistance. They can submit a new application if they are experiencing another (or ongoing) COVID-19-related financial hardship. The total of all applications cannot exceed $50,000. 

Apply now! 
Funds are limited, so homeowners should apply as soon as possible. Homeowners interested in the program should visit the HomeHelpMN website or call us at 1.800.388.3226.  Call Center agents are available Monday through Friday, 8 a.m. – 6 p.m. CST.  
 
Funds are still available  

Check fund availability on our Applications Dashboard. Applications received after available funds are reserved may be put on a waitlist, which we will announce in advance. 

Questions? Want more information? 
Sign up for eNews by visiting  mnhousing.gov/homehelpnews 
Call us at 800.388.3226 or live chat HomeHelpMN website using the chat icon 
 
View the HomeHelpMN handout and checklist in English, Somali, Spanish, and or Hmong.
 
Additional resources for Homeowners 

The Minnesota Homeownership Center works one-on-one with homeowners providing free, confidential, and comprehensive foreclosure prevention education.  Many advisors offer virtual appointments.